Well, well, well, here I am deep into the Red Flag Rules, the Grahmm-Leach-Bliyley Act, RESPA, TIL, Section 32, Reg Z, Reg X, Reg C, so on, and so on, and so on. So… how do I feel now? I asked for it, I got it. Those that know me personally, know that I have been inviting licensing into my industry for years (actually decades, but who’s counting?). Well, I got my wish, cause here it is and now I must pass a test that I have not had to do since leaving college 20+ years ago. Cramming now, doesn’t seem to have the same fun I remember from my college days, you know, dorm rooms, funnels, buddy’s etc… I have been finding myself hitting the books after work every night for the last 3 weeks, and I must say after 8+ hours of work, it hurts. But again, I asked for it so I better accept it, and I do. Not just for me but for you. Yes you, the customer, the Realtor and every other potential client I may have. Call me old school, but I truly want to offer the best financing solutions available. I really do believe that this instrument known as a “mortgage” can help us reach our financial goals. It is not and let me repeat NOT a commodity, if structured professionally by a licensed Mortgage Loan Originator, one who has put the time into studying, to be better, to know more, to offer more, than you may think twice about asking your Banker “whats your 30 year rate” because there is so much more to wealth creation through your mortgage than just shopping rate.
Ok, well I must go back to the books, I have a Federal test coming up shortly, please wish me well at john@centerpointemortgage.com.
Mortgages By Milano 